Taloja, Nov12: The NBFC business of Aditya Birla Capital Limited one of India's diversified financial services companies, today announced the expansion of its Gold Loan business with the opening of a dedicated Gold Loan branch in Taloja. The launch marks an important addition to Aditya Birla Capital’s comprehensive portfolio of financial solutions and reinforces its commitment to providing customers with transparent, secure and convenient access to organised gold-backed credit.
According to TransUnion CIBIL’s Gold Loan Landscape Report (April 2026), Maharashtra recorded 40% year-on-year growth in gold loan origination volumes in 2025 and accounted for 5.8% of the country's total gold loan originations. The trend underlines Maharashtra’s growing demand for organised gold-backed credit. Located in Raigad district, in proximity to Navi Mumbai, Taloja serves a diverse mix of salaried, self-employed and small-business customers, making it an important market for Aditya Birla Capital’s expanding Gold Loan network.
Designed around trust and transparency, Aditya Birla Capital’s Gold Loan proposition combines a dedicated branch-led service model with the convenience of digital engagement. The offering provides transparent pricing, secure handling of pledged jewellery and a simplified borrowing journey for diverse customer segments across urban and semi-urban markets. The expansion forms part of the company’s broader plan to establish 200-300 dedicated Gold Loan branches across high-potential markets by March 2027.
Speaking on the launch, Mr. Rakesh Singh, Executive Director and Chief Executive Officer-NBFC, Aditya Birla Capital Limited said,
“The launch of our Gold Loan business marks a significant step in our efforts to expand access to simple, secure and customer-first financial solutions. Taloja is an important market for us, with its diverse customer base and evolving financial needs. As we expand our presence, we aim to make Gold Loan more accessible through a transparent and seamless experience across physical and digital channels. Backed by the trust of the Aditya Birla Group and our focus on responsible lending, we look forward to serving customers in Taloja and supporting their financial needs through simple, reliable and convenient solutions.”
Aditya Birla Capital’s Gold Loan offering will cater to diverse customer segments across urban and semi-urban markets in Taloja and surrounding areas, while further strengthening the company’s diversified portfolio of financial solutions. ABCL and its subsidiaries/JVs have a nationwide network of 1,822 branches, and a consolidated lending book (NBFC and HFC) of Rs. 2.34 lakh Crore as of September 30, 2026. The phased rollout of the Gold Loan business will expand access to trusted and convenient secured lending solutions across Maharashtra.
Aditya Birla Capital-NBFC business serves as a key growth engine and ranks among the top five, AAA-rated diversified NBFCs in India. It offers a comprehensive suite of secured and unsecured lending solutions tailored for retail, SME and corporates across four core verticals of personal and consumer loans, unsecured business loans, secured business loans, and corporate/mid-market loans. In Q2 FY27, the NBFC AUM grew 26% YoY to Rs. 1,76,557 Crore with disbursements increasing 12% to Rs. 24,708 Crore and profit before tax growing 41% to Rs. 1,352 Crore.
