By – Bhavin Patel, Founder & CEO, LenDenClub
“India’s fintech sector has become a major driver of financial inclusion and innovation, transforming how credit and investment work today. At LenDenClub, we’ve been proud to play a key role in this shift, making credit more accessible to underserved borrowers and opening new investment opportunities for individual investors. Our platform bridges the gap between those who need funds and those looking to invest, helping build a more inclusive and efficient financial ecosystem.
Looking ahead, our focus is on making credit access even more responsible, digital-first, and seamless, while continuing to offer secure, tech-driven investment options. On this National Fintech Day, we reaffirm our commitment to building a trust-led financial ecosystem where every Indian, no matter where they live, has the opportunity to access credit and grow their wealth.”
By – Akash Sinha, CEO and Co-founder, Cashfree Payments
“In just over a decade, India’s fintech ecosystem has transformed from a fledgling idea into the backbone of the nation’s digital economy. Nowhere is this more evident than in UPI, a homegrown innovation that has not only redefined the way India pays but has also set a global benchmark for what is possible when technology is scaled with intent and supported by visionary regulation. Last year alone, UPI processed over 131 billion transactions, accounting for more than half of India’s digital payments, with our country handling nearly half of global real-time payments. This is not merely the story of fintech; it is the story of India—of visionary regulations, fearless entrepreneurship, and the collective conviction that technology can bridge the widest divides to bring true value creation.
Yet, this is only the beginning. We have only scratched the surface of what fintech can achieve. The next frontier will be about going deeper: making digital finance fraud-proof and truly borderless, expanding the boundaries of inclusion, and ensuring that every Indian, whether in a metro or a village, is part of this growth journey. At Cashfree Payments, we see our responsibility as not just building products , but shaping this very future of trust, safety, and access in finance by creating infrastructure that is both globally competitive and deeply local. Our vision is clear: to double down our efforts in building a fintech ecosystem that is not only the fastest and largest in the world, but also the most secure, resilient, and inclusive.”
By – Anand Kumar Bajaj, Founder, MD & CEO, PayNearby
“Fintech in India has evolved from being a niche urban convenience to a nationwide enabler of economic participation. The sector is driving inclusion, innovation, and transparency, with homegrown solutions transforming how people save, borrow, insure, and transact. As the country’s digital infrastructure deepens, the focus must remain on ensuring that underserved communities have equitable access to these tools, bridging gaps in trust, awareness, and reach.
At PayNearby, we believe that real impact happens when financial and digital services are delivered at the last mile, in the heart of every community. Through our Distribution as a Service network, we equip neighbourhood retailers and women entrepreneurs to provide banking, credit, insurance, commerce, and more to every corner of Bharat. On National Fintech Day, we reaffirm our commitment to building a future where every household can participate confidently and securely in the digital economy.”
By – Jayatri Dasgupta, CMO, PayNearby & Program Director, Digital Naari
“Fintech is redefining access to opportunity by breaking barriers of geography, literacy, and infrastructure. For women in rural and semi-urban Bharat, this access is not only about financial transactions but also about agency, independence, and the ability to contribute to household and community well-being. With the right tools, training, and networks, women can become powerful drivers of economic growth and social change.
Through Digital Naari, we are enabling women entrepreneurs to offer services such as banking, credit, healthcare, hygiene, and assisted e-commerce, creating sustainable livelihoods at the grassroots. This model not only supports household incomes but also strengthens community resilience and trust in the formal economy. On National Fintech Day, we celebrate the potential of fintech to create inclusive growth and we remain committed to ensuring that women are central to this journey.”